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BibTex Citation Data :
@article{JOIV244, author = {Akeem Olowolayemo and Nafisat Adewale and Akram M. Zeki and Zubair Ahmad}, title = {Examining Users’ Understanding of Security Failures in EMV Smart Card Payment Systems}, journal = {JOIV : International Journal on Informatics Visualization}, volume = {3}, number = {2}, year = {2019}, keywords = {Chip and PIN Card Fraud; Card Security; Protocol Failure, Card Authentication, Users’ perceptions, Payment Risks, Awareness.}, abstract = {New credit cards containing Europay, MasterCard and Visa (EMV) chips for enhanced security, and for in-store purchases (rather than online purchases) have been adopted considerably in recent years. EMV supposedly protects the payment cards in such a way that the computer chips in a card referred to as chip-and-pin cards generate a unique one-time code each time the card is used. The one-time code is designed such that if it is copied or stolen from the merchant system or from the system terminal, it cannot be useful for creating a counterfeit copy of that card or counterfeit chip of the transaction. However, in spite of this design, EMV technology is not entirely foolproof from failure. This paper dis-cusses the issues, failures and fraudulent cases associated with EMV Chip-And-Card technology. The work also evaluates people’s understanding of these issues and the consequential precautions they take to safeguard their information while using the EMV cards for transactions.}, issn = {2549-9904}, pages = {185--191}, doi = {10.30630/joiv.3.2.244}, url = {http://joiv.org/index.php/joiv/article/view/244} }
Refworks Citation Data :
@article{{JOIV}{244}, author = {Olowolayemo, A., Adewale, N., Zeki, A., Ahmad, Z.}, title = {Examining Users’ Understanding of Security Failures in EMV Smart Card Payment Systems}, journal = {JOIV : International Journal on Informatics Visualization}, volume = {3}, number = {2}, year = {2019}, doi = {10.30630/joiv.3.2.244}, url = {} }Refbacks
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JOIV : International Journal on Informatics Visualization
ISSN 2549-9610 (print) | 2549-9904 (online)
Organized by Department of Information Technology - Politeknik Negeri Padang, and Institute of Visual Informatics - UKM and Soft Computing and Data Mining Centre - UTHM
W : http://joiv.org
E : joiv@pnp.ac.id, hidra@pnp.ac.id, rahmat@pnp.ac.id
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is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.